Insurance

TYPES OF TRAVEL INSURANCE WE OFFER

1. Travel Insurance for Peruvians Traveling Abroad

Coverage:

Designed for Peruvians planning international trips to destinations such as Europe, Asia, North America, and more. You can choose from different plans based on the duration of your trip—daily or monthly.

Main coverages:

  • Emergency medical assistance
  • Medical repatriation
  • Flight cancellation
  • Lost luggage
  • Flight delay coverage
  • Civil liability

2. Travel Insurance for International Travelers in South America

Coverage:

Tailored for those visiting South America, offering comprehensive protection while exploring the continent. Ideal for tourists needing short- or long-term coverage (daily or monthly).

Main coverages:

  • Medical assistance
  • Sanitary evacuation
  • Lost or stolen documents
  • Accident coverage
  • Trip cancellation insurance
  • 24/7 multilingual assistance

 

3. Insurance for Senior Travelers

Coverage:

We prioritize the safety and well-being of senior travelers. This insurance is specially designed to offer medical protection and assistance for older adults traveling domestically or abroad.

Main coverages:

  • Emergency medical assistance
  • Medical consultations
  • Hospitalization
  • Pre-existing conditions (depending on plan)
  • Repatriation in case of death
  • Personal accident

Available Insurance Categories

1. Basic Insurance

  • Emergency medical coverage
  • 24/7 assistance
  • Lost luggage

2. Comprehensive Insurance

  • Full medical coverage
  • Trip cancellation
  • Legal assistance
  • Lost or stolen documents
  • Flight delay

3. Premium Insurance

Includes everything in the comprehensive plan, plus:

  • Sports activity coverage
  • Emergency-specific protection
  • Coverage for pre-existing conditions (depending on plan)

Europ Assistance Insurance

Emergency medical assistance

  • Basic Insurance: Yes
  • Comprehensive Insurance: Yes
  • Premium Insurance: Yes

Trip cancellation

  • Basic Insurance: No
  • Comprehensive Insurance: Yes
  • Premium Insurance: Yes

Lost luggage

  • Basic Insurance: Yes
  • Comprehensive Insurance: Yes
  • Premium Insurance: Yes

Flight delay

  • Basic Insurance: No
  • Comprehensive Insurance: Yes
  • Premium Insurance: Yes

Sports activity coverage

  • Basic Insurance: No
  • Comprehensive Insurance: No
  • Premium Insurance: Yes

Coverage for pre-existing conditions

  • Basic Insurance: No
  • Comprehensive Insurance: No
  • Premium Insurance: Yes (plan-based)

Legal assistance

  • Basic Insurance: No
  • Comprehensive Insurance: Yes
  • Premium Insurance: Yes

Why Is It Crucial to Get Travel Insurance for Peruvians Abroad?

Traveling abroad opens doors to new cultures, landscapes, and adventures—but it also comes with risks. That’s why having travel insurance is not just convenient—it’s a necessity for any Peruvian venturing outside the country.

Benefits of Buying Travel Insurance

  1. International Medical Coverage

    Medical expenses outside Peru can be excessive, especially in the U.S. or Europe. Insurance ensures coverage for emergencies, accidents, illnesses, or urgent consultations.

  2. Protection Against Unexpected Cancellations

    Family emergencies or health issues may force you to change plans. Insurance covers cancellation or interruption costs, refunding flights, hotels, and other non-refundable services.

  3. Lost or Delayed Luggage

    Lost, damaged, or delayed luggage can be a major inconvenience. Insurance provides reimbursement or covers essential items while you wait.

  4. Legal and 24/7 Assistance

    Safety includes legal support. Many travel insurance plans offer legal help and 24/7 assistance—crucial when abroad without immediate access to resources.

  5. Entry Requirements for Certain Countries

    Some international destinations, especially in the EU, require minimum medical coverage for entry. Without it, you may face restrictions that ruin your plans.

  6. Avoid Unexpected Expenses

    Without insurance, any incident can become a major financial burden. Whether it’s a medical emergency, early return, or lost documents, insurance helps you manage costs and find quick solutions.

Is Travel Insurance Mandatory?

In some cases—like traveling to countries with high healthcare costs or where insurance is required for entry—it’s mandatory. But beyond legal requirements, the personal peace of mind it offers makes it one of the wisest decisions before traveling

Why Choose Europ Assistance?

  • Global coverage: We offer travel insurance worldwide.
  • 24/7 assistance: Always available, no matter the time or place.
  • Flexible plans: Adapted to your needs and budget.
  • Trusted reputation: Over 50 years providing safety and peace of mind to travelers.

Protect your trip and your health! No matter where you go, our insurance plans are designed so you can enjoy your experience with complete peace of mind.

Travel Insurance for Peruvians Abroad: Why Buy One and Is It Necessary?

Traveling abroad is exciting and enriching, but it can also bring unexpected events that affect your well-being, finances, and peace of mind. That’s why purchasing travel insurance for Peruvians going abroad is not just smart—it’s often essential.

Why Is Travel Insurance Necessary?

  1. Protection in Medical Emergencies
    Healthcare abroad can be expensive, especially in places like Europe, the U.S., or Asia. Travel insurance covers emergencies, hospital stays, medical consultations, and medications.
  2. Avoid Financial Surprises
    Medical emergencies or repatriation can be extremely costly without insurance. The right coverage protects you from unexpected expenses that could ruin your trip and finances.
  3. Trip Cancellation or Interruption
    Sudden illness, job loss, or family emergencies may force you to cancel or interrupt your trip. Insurance reimburses non-refundable costs like flights and hotel bookings.
  4. Lost Luggage
    If your luggage is lost, damaged, or delayed, travel insurance helps you recover your belongings or cover essential purchases while waiting.
  5. 24/7 Assistance
    Most travel insurance includes 24/7 support lines. No matter the time or location, you’ll have a team ready to help with legal issues, lost documents, or medical emergencies.
  6. Entry Requirements for Some Countries
    Some destinations, especially in Europe, require travelers to have minimum medical coverage before entry. Without insurance, you may face entry restrictions.
  7. Personal Peace of Mind
    Traveling without insurance can be stressful. A policy gives you security and lets you enjoy your trip knowing you’re covered for any eventuality.

Is Travel Insurance Really Necessary?

Yes—especially if you’re traveling outside Peru. While it may seem like an extra expense, the benefits far outweigh the cost. The peace of mind knowing you’re covered for medical emergencies, flight cancellations, lost luggage, or accidents is priceless.
In many countries, healthcare isn’t free, and without proper insurance, a medical bill could ruin your experience. Unexpected situations happen, and being prepared is one of the best decisions you can make when planning your adventure.

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